House Rich: The First Time Homebuyer Show

Season 3

Oct. 16, 2023

10/15 R.E.A.D: The October inflation report's impact on housing marke…

10.15 Real estate after dark we discuss this week's housing news: 1:22 I discuss the Oct 12th inflation report and the impact it has on the housing market: Inflation and the housing market: Decoding the latest numbers 6:43 Th...

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Oct. 10, 2023

163: How much home can I afford (and qualify for) on my salary?

This is how a first time homebuyer can figure out how much home they can afford no matter what the interest rates are in their market. - I break down the major components of your debt to income ratio. -I …

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Oct. 6, 2023

R.E.A.D 10/4 Well Fargo's bold 2024 Prediction, The Fed likes what th…

This week's housing market and home buying news. Real Estate After Dark 10/4 ☎️Looking in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw 🗺️Outside of Dallas? connect w/ a dope Realtor in your local market: ...

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Oct. 5, 2023

162: Black Appraiser Matter Pt II: Is there racial bias in the apprai…

In part II discuss how racial bias impact the appraisal industry and how it impact minority communities with Devin Minnis & supervisor Jacquelin "Jack" Sonceau of Beltway Appraisal 2 black appraisers. -Is there racial bias i...

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Oct. 3, 2023

161: Black Appraisers Matter Pt I: How to become and appraiser

I interview black appraisers Devin Minnis & supervisor Jacquelin "Jack" Sonceau of Beltway Appraisal. They are a rare breed as only 2% of appraiser are black. In part 1 of this episode well discuss. *The steps needs to becom...

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Sept. 29, 2023

R.E.A.D 9/27: Insurance companies canceling policies due to climate c…

Looking in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw Outside of Dallas? connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/ This weeks 9/27 Real Estate After Dark, ho...

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Sept. 26, 2023

160: Stupid or Liar: Credit Edition

I break down the major scams and lies I see from unprofessional credit repair companies based on my real life experience in the mortgage industry. -Why credit repair companies cant legally guarantee timelines -The ridiculous ...

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Sept. 22, 2023

R.E.A.D 9/20 The Fed pauses rate hikes, housing impact

•Why the Fed is raising rates •Fed rate hikes historically •Mortgage rates historically •Mortgage rate impact •Predictions for the Nov meeting This is a show for millennial first time home buyers looking to buy their 1st home...

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Sept. 19, 2023

159:What first time homebuyers should look for during a home inspecti…

I interview home inspector Nita Davidson on tips for first time homebuyers going through the inspection process we cover. -How to become a home inspector and how much home inspectors make -Setting expectations during the home...

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Sept. 15, 2023

R.E.A.D 9/13- Lender fined for paying for referrals, why you've never…

This week's first time homebuyer news • CFPB fines Freedom Mortgage and Realty Connect for Illegal Kickbacks for referrals. I cover how to identify these pay for play schemes as a first time homebuyer and how to protect yours...

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Sept. 12, 2023

158: (sigh) You're about to talk to a Realtor before you're ready

In this episode I cover questions that first time home buyers should be asking Realtors in order to make sure they are the right fit. 🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️ 🤠I'm a Realtor in Dallas, TX. If you're looking to m...

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Sept. 9, 2023

R.E.A.D 9/6: 2023 Housing forecast update & why now is the best time …

Real Estate After Dark 9/6: I breakdown the updated 2023 housing market forecast from Fannie Mae, Zillow, Wells Fargo Goldman Sachs, the Mortgage Bankers Association and other organizations. I also break down why builder ince...

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Sept. 8, 2023

Real Estate After Dark 8/30: Zillow's 1% program and why "experts" li…

I discuss the guidelines for Zillow's 1% down loan program. I talk other companies that have 1% down loan programs and what to look for to identify if the program works for you. Why certain real estate gurus and personalities...

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Sept. 5, 2023

157: My loan was decline: The Miseducation of David Ball

My loan being decline right before my wife and I got married is what started my professional real estate journey. I go over that story, how I house hacked at 21 w/o my roommate knowing, bought my 2 property and …

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