Home Buying Tips Episodes
Legacy Home Loans mortgage for only black borrowers a convo with cofo…
I talk to Nick Gouché the co founder of legacy home loans about founding the nations largest black led mortgage company, their mission to increase black home ownership, the history of discrimination and redlining the America ...
Bank of America's No Down Payment Mortgage for minority communities: …
I cover Bank Of America's Community Affordable Loan Solution target to increase home ownership in minority communities
Maryland SmartBuy 3.0 Student Loan Forgiveness Program, 2022 Update “…
Maryland SmartBuy 3.0 gives homebuyers an opportunity to purchase any home in Maryland that meets Maryland Mortgage Program guidelines while paying off student debt. The program will put 15% of the purchase price towards your...
What happens to your loan during the underwriting process? "Over My D…
In today's episode we cover what happens to your mortgage loan once it goes to the underwriter. The four things that your underwriter looks at when looking to approve your loan are the income & debts, credit, funds for the …
Things you should consider when buying a new construction home. “BMF”
There are many things you should consider when buying a new home such as the timeline of the master planned community, comparable sales, the zone of the land in the area and a lot more. Check out the episode for …
Should you buy a home during a recession? Let’s talk home prices, rat…
There are basically 3 things that can happen when you buy a home whether its during a recession or a great economy. You home value can go up or down, interest rates and increase or decrease from when you locked …
How to properly interview your realtor before buying your 1st home "B…
In this episode I cover how to properly interview your realtor. Some the questions we cover are are what areas they cover, are they part of a real estate teas, does the realtor work with buyers or sellers, etc. Real …
2022 FHA loan guidelines and requirements “Pump It Up”
In this episode I breakdown the the 2022 guidelines and requirements for FHA loans. We cover FHA loan limits, FHA occupancy requirements, FHA loan limits, FHA 203K rehab loan, house hacking, FHA down payment requirements, FHA...